Last updated: June 29, 2026
These Terms of Service ("Terms") govern your access to and use of debteclipse.com (the "Site") and any digital products you purchase from DebtEclipse ("we," "us," or "our"). By using the Site or buying a product, you agree to these Terms.
Our products are downloadable digital files (spreadsheets and PDF guides). They perform calculations based only on the numbers you enter and are provided for personal, educational use.
Any dates, totals, interest figures, or projections shown by our products are estimates for planning purposes only, based on the information you enter and on assumptions such as rates and payments staying roughly the same. Your actual results depend on your own circumstances and the actions you take. We do not promise or guarantee any particular financial outcome.
When you buy a product, we grant you a personal, non-transferable license to use it for your own household. You may not resell, redistribute, sublicense, or publicly share the files.
Prices are shown at checkout and processed by our third-party payment providers. You agree to provide accurate payment information and authorize the charge for your order, including any add-ons you select.
We offer a 30-day money-back guarantee on our products. If you are not satisfied within 30 days of purchase, email us for a full refund. You may keep the files. To request a refund, contact hello@debteclipse.com.
You agree not to misuse the Site or products, including attempting to copy, reverse-engineer for redistribution, or interfere with the Site's operation.
All content, branding, and products on the Site are owned by DebtEclipse and protected by applicable laws. Your purchase grants a license to use, not ownership of the underlying work.
To the fullest extent permitted by law, DebtEclipse is not liable for any indirect, incidental, or consequential damages arising from your use of the Site or products. Our total liability for any claim is limited to the amount you paid us for the product at issue.
We may update these Terms from time to time. Continued use of the Site after changes means you accept the updated Terms.
Questions? Email hello@debteclipse.com.